All investors would love to make money without having to take risks, but unfortunately you will not make much money unless you do. Deciding how much to put at risk in equities, therefore, has a critical impact on how your wealth grows over time. Longer term, the more you invest in equities the more you stand to make, but that exposure carries a higher risk of losses. Really successful investors do not try to eliminate risk. They are simply more disciplined about the risks they take. At the present time, our investment discipline indicates that it still makes good sense to maintain a higher level of equity exposure, despite news headlines that might have you believe otherwise.